5-Step How To Buy A Million-Dollar Business With No Money
5-Step How To Own A Million-Dollar Business – For aspiring entrepreneurs who want to buy a 7-figure business with 6-figure profits—without spending months trying to figure it all out alone.
SALE: Save 61% on Lifetime Access – Now Just £647 (Normally £1,647). Limited-Time Offer – Ends Soon. Take the fast track to business ownership with a proven step-by-step system.
“He’s one of the most caring mentors that I think I’ve come across. He really genuinely cares about you succeeding…the information is brilliant…gives you everything you need to know to help you build your confidence…he has helped me in a massive way…if you’re on the fence of buying his course, buy his course it’s brilliant…it’s a great course, it will definitely help you with everything that you need to know.”…or hear this testimonial in Sam’s own words: Sam – UK
“In terms of value, your course is outstanding!…your’s is I thought sensational value…I love your spreadsheet, I think it’s just like gold…I just really like the way that you teach, I loved it…for me your course overall value, ease of learning, it’s the best one that I’ve done!”….or hear this testimonial in Tanya’s own words: Tanya – Australia
Sam – UK
Tanya – Australia
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Let's Face It...Learning About How to Buy An Existing Business Online Often Doesn't Work...
Scrolling through endless articles and videos can leave you more confused than confident. That’s why having a clear, step-by-step plan, along with the guidance from someone who’s actually done it can make all the difference, which will give you the confidence needed to buy a business.
No Step-by-Step Guide
Yes, there are resources online, but none are as complete or practical as this. Most leave out key details.
This guide covers everything you need to know to buy a million-dollar business—clearly, confidently, and step by step.
Expensive Alternatives!
Most courses cost over $5,000, and many expect you to travel, sit in a classroom, and book a hotel, where the accommodation alone could cost more than this entire course.
With this, you get lifetime access, online, at your own pace—for a fraction of the price.
A Waste of Time!
Sure, you might be able to piece some of this together for free on YouTube—but it could take weeks (or longer) to research.
And let’s be real, one wrong move could cost you $1,000's. This course saves you time, removes the guesswork, and helps you avoid costly mistakes.
According to Forbes… 90% Of Potential Business Buyers Fail
“The vast majority of prospective small business buyers are first timers. They have never gone through the process. While they may have the acumen to operate the business, they have zero experience in the buying process.
They spend hours searching endless business for sale listings trying to figure out which one may be right. They are not prepared to properly question the seller, know what research to do, how to compile an accurate valuation, or conduct a flawless due diligence.
Buying a business is a massive decision that brings with it an enormous potential upside when done right and horrific downside when done wrong. You cannot guess your way ahead.
The successful business buyer takes time to educate themselves and to have an experienced and unbiased mentor to assist them. They determine what business is right for their skills.”
Introducing: 5-Step How To Own A Million-Dollar Business
Lifetime access to the only affordable online business buying course that gives you lifetime access to the following resources:
5-Step: How To Own A Million-Dollar Business
The Smart Way To Become a Business Owner
Learn how to finance the purchase of a business using the business's own cash flows to finance the deal, find the right opportunities, and value businesses accurately.
Discover what questions to ask, how to spot great businesses vs bad ones, negotiate the right deal, and save time by following a proven path.
You’ll also learn how to do due diligence properly—so you buy with confidence and avoid costly mistakes.
Business Buying Questionnaire PDF
Makes Buying A Business Easier
Asking the right questions is a crucial part of buying any business. That’s why you’ll also receive a PDF checklist of over 50 key questions to ask the owner—both about them and their business.
This ready-to-use questionnaire will help you uncover valuable insights and make you look like a pro during your discussions.
AcquiCalc – Spreadsheet Template
Turn Business Accounts into Negotiation Gold
Easily transform a company’s profit-and-loss and balance sheet into a clear view of what the business is really worth.
Get instant clarity on how to finance the purchase, based on what the business itself can afford, and use the built-in seller financing calculator to help structure and secure the deal with confidence.
5-Step How To Own A Million-Dollar Business:
Course Curriculum
Step 1: Using Seller Finance (or Deferred Consideration) To Buy a Million-Dollar Business
Most people believe they can’t buy a million-pound business because they don’t have the money—but the reality is quite the opposite.
Once you understand how to use seller finance (also known as deferred consideration), where the owner and the business itself help fund the deal—everything changes. You’ll learn how the business’s own liabilities can fund the deposit, and how its future cash flow can repay the remaining balance.
This is step 1 where your journey truly begins. Watch this first module carefully, because once you grasp this concept, not having money will no longer be the thing that holds you back.
This is your starting block. Let’s get you on the path to owning your million-dollar business.
Here’s what you’ll learn in this step:
- ✅ Why seller finance is the most important first step to kick-start your entrepreneurial journey.
- ✅ How to finance a million-dollar business using the business you’re buying to pay for itself.
- ✅ Why I recommend 100% seller finance (also called deferred consideration).
- ✅ Why businesses earning £100,000+ in annual profit are ideal acquisition targets.
- ✅ Why more profitable businesses are actually easier to fund through seller finance.
- ✅ This step builds confidence that you can buy a million-dollar business.
- ✅ The key differences between seller finance and bank lending.
- ✅ How bank finance is often riskier and more expensive—for both buyer and seller.
- ✅ How to leverage the business’s own cash & bank.
- ✅ How to structure a deal using seller finance or deferred consideration.
- ✅ Other sources of funding that can support your deal while also protecting you.
- ✅ How to use a special acquisition company to buy the business.
- ✅ And yes—you’ll even learn how to buy a million-pound business with just £1.
At the end of this step, you’ll know how to fund the purchase of your very own million-dollar business.
Step 2: Finding Million-Dollar Businesses To Buy
Why You Shouldn’t Rely on Business Brokers
Business brokers can often get in the way of a good deal. In many cases, they slow down the process, add unnecessary layers of complexity, and can make negotiations harder than they need to be.
That’s why I teach you smarter alternatives to find million-pound businesses without going through brokers—giving you a better chance of securing a great deal, often with less competition and more flexibility.
The truth is, the more places you know to look, the higher your chances of success—and the faster you’ll be able to buy your own million-pound business, potentially right in your local area.
Here’s what you’ll learn in this step:
- ✅ How to find businesses that are not already for sale.
- ✅ How to quickly research and evaluate businesses for sale online or with a business broker.
- ✅ How to choose the type of business to buy.
- ✅ Learn about the types of business to avoid.
- ✅ Normal markets vs growing markets vs declining markets.
- ✅ How to quickly assess a business.
- ✅ How to deal with business brokers.
By the end of this step, you’ll know exactly where to look, what to avoid, and how to take control of your business search—without waiting for brokers or wasting time.
Step 3: How to Value a Million-Pound Business (So You Don’t Overpay)
Knowing how to accurately value a business is a crucial step in buying a million-pound business—and it’s what helps you avoid overpaying.
There are two key parts to valuing any business:
- • Its financial performance.
- • The underlying characteristics of the business (and the owner).
Both play a big role in understanding its true worth.
You’ll learn what financial information to request, how to read the business’s profit and loss, balance sheet, and cash flow, and how to interpret these figures correctly. That’s why this step of the course focuses on giving you the tools to confidently assess a business’s financial health (with access to AcquiCalc to calculate its value and how to finance the purchase).
But numbers alone aren’t enough. You’ll also discover the key characteristics that affect a business’s value—things like how dependent it is on the owner, customer loyalty, team strength, systems, and more. Once you understand these, you’ll know exactly what to look for and what questions to ask.
We dive deeper into how to uncover these characteristics in Step 4, so you can make informed decisions and negotiate like a pro.
Here’s what you’ll learn in this step:
- ✅ What financial information to ask for about a business.
- ✅ How to interpret business financials.
- ✅ Methods of business valuation.
- ✅ How to choose the right valuation method.
- ✅ How to correctly value a business.
- ✅ What business factors and owner factors affect the valuation profit multiple, and ultimately the value of a business.
- ✅ When to avoid buying a business.
After this step, you’ll be able to confidently value businesses and avoid costly overpayment mistakes.
Step 4: What Questions To Ask The Owner About Them And Their Business
Asking the right questions is essential—not just to understand how the business operates and accurately assess its value, but also to build trust with the owner and uncover their true motivation for selling.
This step is about more than just information-gathering—it’s about building rapport, gaining insight, and opening up honest conversations that can lead to a smoother deal.
To help you navigate this step with confidence, you’ll receive my “Buying an Existing Business Checklist”—a ready-to-use list of key questions to ask the owner, covering everything from operations and team dynamics to financials and future plans.
Having the right questions to hand means you’ll look like a pro, spot red flags early, and make more informed decisions.
Here’s what you’ll learn in this step:
- ✅ Important questions to ask about the business owner.
- ✅ Learn the key questions to ask about the business.
- ✅ How to build rapport with a business owner.
- ✅ Why building rapport is key to buying a million-dollar business.
- ✅ Free PDF Buying an Existing Business Checklist of questions.
- ✅ How to discover an owner’s real motivation for selling, and why this is important.
- ✅ Why you need to focus on motivation vs money.
- ✅ How to negotiate a great deal.
By the end of this step, you’ll know how to confidently lead conversations with sellers and uncover the insights needed to negotiate smarter.
Step 5: How to Do Due Diligence (Without Hiring an Accountant)
Knowing how to do due diligence yourself can save you both time and money—two things that matter most when you’re close to securing a million-pound business.
At this stage, you’ve already found a great business, negotiated a strong deal, and the owner has agreed to seller finance or deferred consideration. The last thing you want is delays while waiting for an accounting firm to fit you in—or a hefty bill at the end of it.
That’s why in this step of the programme, I teach you exactly how to carry out due diligence yourself, with confidence.
It’s a teachable skill—and once you learn how to assess the numbers, ask the right questions, and check what matters most, you’ll be able to move faster and smarter, without relying on expensive professionals.
Here’s what you’ll learn in this step:
- ✅ How to do due diligence on a million-dollar business.
- ✅ What information to ask for to check the business numbers.
- ✅ How to uncover if a business is in financial difficulty.
- ✅ How to check if a business is making the disclosed profits.
- ✅ How to check if the underlying information supports the information you already have.
- ✅ How to negotiate a “Head of Terms” with the business owner.
- ✅ What to include in a “Head of Terms“.
- ✅ How to save money with solicitor costs.
- ✅ How to choose a solicitor.
- ✅ What are warranties and indemnities.
By the end of this step, you’ll know exactly how to carry out due diligence yourself—and how to complete your deal with clarity and confidence.
Bonus #1: AcquiCalc – Spreadsheet Template – Worth £98
Quickly assess if a business is worth buying – With AcquiCalc, calculating the value of any business makes your job easy, so you don’t waste time on businesses that aren’t worth buying.
Choose how you pay for the business – Pick from bank loans, seller financing, family loans, outside investors, or even invoice financing. AcquiCalc helps you compare each option and ensure the business’s cash flow can afford the payments.
Run various “what-if” scenarios for each business before making an offer.
Review the accounting figures of your target business to highlight any major fluctuations – AcquiCalc analyses the profit and loss and balance sheet to reveal trends or ratios that could cost you money. The information gained from AcquiCalc will help you with your due diligence approach.
Make confident offers backed by real numbers – Be confident when you’re negotiating with sellers, armed with meaningful numbers that are based on the business’s own profit and loss and balance sheet.
Never overpay for a business – AcquiCalc’s step-by-step process will keep you focused on only those deals that actually make money, not just ones that look good on paper.
Turn negotiations into gold – AcquiCalc helps you to walk away with an offer that works for you and the seller, and a deal that the business can afford to pay. AcquiCalc’s information is presented in such a way, it will be difficult for the seller to argue against it.
“I love your spreadsheet, I think it’s just like gold!”
“I just really like the way that you teach, I loved it…for me your course overall value, ease of learning, it’s the best one that I’ve done!”
– Tanya, Australia
Bonus #2: Business Buying Questionnaire – Worth £97
Asking the right questions could be the difference between buying a good or a bad business.
Includes the “Buying an Existing Business Checklist”, which is the document you take with you to meet the owner to ask all the right questions.
This information encourages you to think more carefully before making an offer for any business.
Get the inside scoop on their motivations, financials, operations, and hidden risks—so you don’t miss a thing.
Business Buying Questionnaire PDF is included as part of the course.
Meet sellers with confidence – never worry about not knowing the right questions to ask, as this PDF will give you all the questions you need, so you look like a seasoned pro when speaking to business owners.
This ensures you cover every key detail and walk away with all the information you need to make a smart decision.
With this PDF questionnaire in hand, you’ll instantly project confidence, professionalism, and expertise—giving you the upper hand in negotiations.
Bonus #3: Exclusive Private Community – Worth £597
Buying a business can feel like a lonely road—but it doesn’t have to be.
With this bonus, you get exclusive access to a private Facebook Group where you can ask real questions in real-time and get expert insights from experienced business buyers.
Need help valuing a deal? Get guidance from those who’ve been there before.
Not sure how to structure an offer? Learn proven strategies from people actively acquiring businesses.
Feeling stuck? Get support and clarity to move forward faster.
This isn’t just any group—it’s a network of like-minded business buyers, all working towards the same goal: owning successful businesses without breaking the bank.
You’ll never have to second-guess your next step. All this, worth £597, is included for FREE when you take action today!
What’s Included In 5-Steps To Own A Million-Dollar Business
Meet Your Instructor
My name is Russell Bowyer and I’ve been in business since 1993 in one way or another. One of my first businesses was one that I started from scratch, which was a Chartered Accounting Practice. This business took a long time before it was making decent profits, during which time I struggled financially from month to month.
When I bought my million-dollar business, I used very little of my own money to buy it. This business was a fitted furniture business. The exact same steps that I took to buy my million-dollar business are all included in this course.
The difference between buying my million-dollar business vs when I started my own business was the instant cash flow I enjoyed. This was amazing!
With big dose of hindsight, I have used my life-lessons and what I learned during my own entrepreneurial journey to enhance this program.
Which means that you’ll save a massive amount of time and money when you begin your entrepreneurial journey, using these 5 steps.
What is almost even more exciting than buying a million-dollar business, is growing a business. Which is what I did after I had bought the fitted furniture business.
I managed to grow this business from sales of $2 million and profits of just over $125,000, to sales of $3.25 million and profits of over $300,000 using my Increase Profit Software.
This is something you’ll be able to do once you buy your own million-dollar business.
But once more with hindsight, and with what I have learned since, you should also be able to smash my business growth results. This is especially the case if you use the strategies you’ll learn using the $100M Offers book by Alex Hormozi, which I recommend you buy and read along side Increase Profit Software.
Prior to buying the million-dollar fitted furniture business, I co-invested in an elderly care home business, which was on its knees when I first invested in the business alongside two other investors. I helped my co-owners grow this business from a turnover of $375,000 to around $1,400,000 with profits of over $140,000, before I sold my share.
But enough about me, as you probably don’t really care about who I am and why I created this course.
Right now, all I care about is CAN I ACTUALLY HELP YOU?
It took me a while to find the right million-dollar business to buy, and during that time I learnt a lot about finding businesses; speaking with agents; working out what questions to ask business owners; deciding on which businesses to take to the next stage of negotiation; calculating the value of businesses; then negotiating with business owners; and doing due diligence on the ones where a price was agreed.
In a number of cases, had I not asked the right questions and had I not done the right due diligence, this might have cost me tens of thousands of Dollars in buying the wrong business.
My course distils all my learning, knowledge and experience from my accounting and tax background to starting and selling my own accounting business; my experience investing in a business that I grew to be a million-dollar business; and in buying a million-dollar business into this online course.
- Benefit from my mistakes, so you don’t make the same mistakes that could cost $1,000’s;
- Benefit from my wins that could save you $1’000’s;
- Benefit from my experience of buying a million-dollar business, so you learn how to do business research and to negotiate with business owners;
Who Is This Course For?
- ✅ You want to be an entrepreneur.
- ✅ You want to buy an existing million-dollar business.
- ✅ You already own a business and you want to expand by buying another million-dollar business or competitor.
- ✅ You don't have enough money to buy a million-dollar business.
- ✅ You don't know the right questions to ask business owners.
- ✅ You're not sure where to find the deals to buy a million-dollar business.
- ✅ You're not sure about how to read business financials or even what financials to ask for.
- ✅ You don't know how to value a business, and you are worried about paying too much for a business.
- ✅ You don't know how to do due diligence, which can be expensive if you get an accountant to do the work for you, and you're prepared to learn how to do due diligence yourself.
Who This Course Is NOT For?
- ❌ You are not open to new ideas.
- ❌ You are looking to start a business instead of buying an existing one.
- ❌ You are the type of person who likes to join courses & groups and make others feel bad for not knowing as much as you do.
- ❌ You're not interested in buying an existing million-dollar business.
- ❌ You're not interested in discovering how you can minimise how much of your own money vs other people's money you invest in buying a million-dollar business.
Frequently Asked Questions
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Never before has there been a course like this to help you buy a million-dollar business using other people's money, which includes all the tools and learning so you don't make costly mistakes in the process.
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I'm not asking you to decide yes or no today... I'm asking you to make a fully informed decision, that is all. The only way you can make a fully informed decision is on the inside, not the outside. So you get on the inside and see if everything I say in the above free training, and on this page is true and valuable to you.
Then, and only then, if it is, that's when you decide to keep it. If it's not for you, no hard feelings, but you get to keep the free bonus listed above, even after you've received a full refund. You will then, after signing up using the link below, be able to make a fully informed decision that this is or isn't for you. But you can't make this decision right now for the same reason you don't buy a house without first looking at the inside of it.
And know this... whether it's 29 minutes or 29 days from now... if you're not happy, I'm not happy. For any reason whatsoever, if you want your money back you can get it, because I only want to keep your money if you're happy. All you have to do is email support@bowraven.com and tell me “gimme my money” and you’ve got it, and in short order. You can only make such a guarantee when you're confident that what you have is the real deal and I'm fairly confident that when you sign up below, you're getting exactly what you need to BENEFIT.
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DISCLAIMER: 5-Steps To Own A Million Dollar Business is a product of Bowraven Limited. Please understand these results are not typical. The Trademark 5-Steps To Own A Million Dollar Business refers to a goal for some people to buy a million-dollar business, but it's not a promise or a guarantee of that success. Many people fail because like any business it requires hard work, skill and dedication. Before making business decisions consult financial and legal professional advice in your jurisdiction. The results stated on this landing page and discussed in the 5-Steps To Own A Million-Dollar Business With No Money program are our personal figures and in some cases the results of previous or existing clients. We’re not implying you’ll duplicate them (or do anything for that matter). The average person who buys “how to” information gets little to no results. We’re using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as massive and consistent effort and action. If you’re not willing to accept that, please DO NOT PURCHASE THE 5-STEPS TO OWN A MILLION-DOLLAR BUSINESS. So in short, the only person who can make your business successful is you. We are simply here to provide information to help you along the way.