Startup Cash Flow Projection Template

Startup Cash Flow Projection Template

Start-up Cash Flow Projection Template – At a Glance

1. Quick & Easy 12-Month Forecasts: Create professional profit & loss, cash flow, and balance sheet reports in minutes—no spreadsheet skills needed.
2. No Excel Headaches: Built-in formulas and data entry sheets mean no need to understand double entry or complex VAT/Sales Tax calculations.
3. Handles VAT, Loans & Asset Purchases: Includes full support for VAT/Sales Tax, capital expenditure, depreciation, business loans, and hire purchase.
4. Perfect for Business Plans & Funding: Generate bank-ready reports to support your business plan, impress investors, or apply for start-up finance.
5. Saves You Time & Money: Focus on growing your business instead of wrestling with formulas—this template does the heavy lifting for you.

Simple cash flow template for easily preparing 12 month cash flow forecasts, or longer, for your new startup business. When you’re setting up a business, the last thing you want to get bogged down with is in preparing lengthy and complicated Excel spreadsheets.

If you are a new startup business, this Startup Cash Flow Projection Template is an essential business tool for you.

During the course of business and blogging I came across many newbie entrepreneurs needing a cash flow template.

So was borne Startup Cash Flow Projection Template. This straight forward template provides a 12 month profit and loss forecast; 12 month cash flow forecast; and a 12 month projected balance sheet.

The template has been designed to be easy to use, but without the loss of functionality. You will have professional reports in no time; ready for your bank manager, angel investors or other form of a startup loan.

Great features included for preparing your first cash flow forecasts for your fledgling business...

1. Are you a startup business and in need of cashflow forecast reports fast?

Startup Cash Flow Projection Template is easy to use. You'll have 12 month cash flow and profit forecasts reports in quick-time. This template software is designed using Microsoft Excel.

But no problem if you're not familiar with Excel. There's no need to know or understand complex spreadsheet formulas, as this has been done for you.

In this simple cash flow template, simply enter your company information; including your business name; currency; and your period start.

Then enter your data for the following 12 months...and you're done. The 12 month cash flow and profit reports, along with the 12 month projected balance sheet report are produced automatically, and in quick time.

See below for the profit and loss, balance sheet and cash flow forecast example reports.

2. Avoid the pain of preparing time-consuming spreadsheets? Avoid having to calculate complex entries and formulas needed to prepare your startup cash flow forecasts?

The headache of the complex entries and the complicate Excel formulas are all taken care of for you by our simple cash flow template.

With Startup Cash Flow Projection Template, all the double entry is done. You'll have a 12 month projected balance sheet produced automatically.

You can focus on getting your new startup business off the ground. Your time is better spent finding new customers, dealing with new suppliers, and sourcing startup business funding.

3. Worried about VAT or Sales Tax entries in your startup cash flow projections?

If your startup business is to be registered for VAT or Sales Tax within the first 12 months of trading, you'll need to take account of these entries in your projections.

Startup Cash Flow Projection Template includes this functionality too. Which means that all the hard work and complicated calculations are done for you..

You have various VAT (Sales Tax) options to choose from. These include the option to select from either quarterly or monthly VAT (Sales Tax) payments.

You can also set which month in the 12 month forecast period the business will be registered for VAT (Sales Tax).

Once you've set the VAT/Sales Tax rate for each of your sales lines and costs lines, the Excel spreadsheet template will do the rest.

The reports are designed to exclude VAT/Sales Tax on the 12 month profit and loss forecast, but then includ VAT (Sales Tax) in the correct places on the cashflow and balance sheet reports too.

4. Worried about entries relating to capital expenditure?

Most startup businesses will incur capital expenditure in their first 12 months of trading. Even if this is simply to buy computers and other technology equipment.

Working out the complications of VAT on asset purchases, along with the depreciation calculations, are all made easy with our Startup Cash Flow Projection Template.

With capital expenditure, there are a number of entries which need to be record in business cash flow projections. One such entry is depreciation.

Once you've set the rates you want for asset depreciation, the entries relating to depreciation are calculated automatically. The depreciation entries are then included on the 12 month profit and loss forecasts and closing projected balance sheet too.

The correct numbers are included on the profit and loss account report, the cash flow and balance sheet reports too. This includes any VAT or Sales Tax entries, as appropriate.

5. Are you stuck calculating how to include loans or hire purchase within your 12 month cash flow forecasts?

If your startup business requires a bank loan or will use hire purchase agreements to finance asset purchases, these transactions are made easy for you with Startup Cash Flow Projection Template.

The template includes the option to enter a business loan. This is quick and easy to use. Simply enter the amount of the loan on the data entry tab in the month the loan is received. Then enter the loan term, interest rate and first payment month and you're done.

The correct entries will be made for you on all the 12 month forecast reports.

1. These entries include the correct monthly loan repayments included on the 12-month cash flow forecast.
2. The cost of loan interest included on the profit and loss.
3. The loan balance included on the balance sheet, which will be split between current and long-term liabilities.

7. Do you need to prepared professional reports to accompany your business plan?

Startup Cash Flow Projection Template produces professional reports:

1. A 12 month profit and loss account.
2. A 12 month cash flow report.
3. A 12 month projected balance sheet.

Here are what these reports look like from Startup Cash Flow Projection Template:

The Startup Cash Flow Projection Template - 12 month Cash Flow forecast Report

The Cashflow Report is for 12 months and all entries are included on the report automatically.

If your startup company has to account for VAT or Sale Tax, you need to include figures on the Cash Flow including VAT or Sales Tax. These complicated calculations and entries are done for you.

Additionally, where your customers are given time to pay, or if your business receives credit from your suppliers, these entries need to be taken account of.

This is done automatically by the spreadsheet template, once you've entered the details on the data sheet. You have the option to allow for cash, one month credit, two months credit and three months credit, for both sales and purchases.

The Excel spreadsheet template does these calculations for you, and includes the correct entries on the 12 month profit and loss, in the correct month, as well as including the correct entries in the correct month on the 12 month cash flow forecast too. All made quick and easy for you.

The Startup Cash Flow Projection Template - Cash Flow Report - Cash Flow Report

The Startup Cash Flow Projection Template - 12 month Profit and Loss Forecast Report

The Profit and Loss Report is for 12 months and all the entries are included on the report automatically.

If your startup company has to account for VAT or Sale Tax, the entries on the Profit and Loss must exclude this tax. These complicated entries are done for you.

The Startup Cash Flow Projection Template Profit and Loss Report

The Startup Cash Flow Projection Template - Projected Balance Sheet Report

When you prepare cash flow projections, it's important to include a projected balance sheet too.

The project balance sheet will confirm that your numbers 'balance' and are included in the correct place.

Startup Cash Flow Projection Template includes a Projected Balance Sheet Report, which includes the numbers automatically for you.

The Startup Cash Flow Projection Template - Balance Sheet Report

The Startup Cash Flow Projection Template - 12 Month Forecast Trading Report

Startup Cash Flow Projection Template Trading Report

Startup Cash Flow Projection Template Trading Report

The Trading Report is a more detailed analysis of your trading figures, including adjustments for opening and closing stock. This report also provides backup to your trade debtors and trade creditors.

Startup business planning...

One of the most important aspects of starting a new business is planning.

A part of this planning process is to prepare a minimum of 12 month cash flow and profit forecasts.

Therefore, the last thing you want is for this to be time consuming, difficult and expensive.

However, with the Startup Cash Flow Projection Template the whole process is made quick and easy and at a very low price.

If your startup business is in need of a more lengthy forecast report, for example a 3 year cash flow projection, then you may need to purchase Cash Forecaster software instead.

This is a similar Excel spreadsheet template, except that Cash Forecaster is capable of helping you prepare profit and loss and cash flow forecasts of up to 7 years.

If you find yourself needing profit and cash flow forecasts for longer than 12 months, Cash Forecaster can be found here: Cash Forecaster.