• AcquiCalc - Business Finance to Buy a Business Calculator
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Business Valuation & Seller Financing Calculator for Buying a Business

Business Valuation & Seller Financing Calculator for Buying a Business

Negotiate with confidence when buying a business using this business valuation calculator to value the business and plan the funding it can afford, before meeting the seller.

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" ...I love your spreadsheet, I think it’s just like gold…it’s an excellent resource for determining the profitability of the business and its capacity to fund its own acquisition" Tanya – Australia

£197.00 GBP
£197.00 GBP
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Prices shown are exclusive of VAT. UK VAT will be added at checkout.

"Fantastic !!! Fantastic !!! Fantastic!!!
This is the most detailed and thorough tool for analysing a businesses for acquisition I have seen out there...." Victor - UK

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The Old Way: Trying to Value and Fund a Business Manually

Without AcquiCalc, buying a business often looks like this:

  • ❌ Guessing What the Business Is Worth - You look at turnover, profit, assets, and advice from different people, but still do not know what a fair purchase price really is.
  • ❌ Building Your Own Business Valuation Spreadsheet - You waste hours trying to create or fix formulas in Excel, only to end up unsure whether your business valuation calculator is accurate.
  • ❌ Struggling to Structure the Funding - You know the purchase needs to be funded, but you cannot clearly work out how seller financing, seller financing baloon payments, bank lending, invoice finance, asset finance, and investors fit together.
  • ❌ No Clear Seller Financing Plan - You want to ask for deferred payments or seller financing with baloon payments, but without a proper seller financing calculator, you do not know what payment terms the business can actually afford.
  • ❌ Paying Advisers Before You Even Make an Offer - You spend money on accountants, brokers, and solicitors before you have even worked out whether the business is worth buying.
  • ❌ Missing Risks in the Financial Statements - Important warning signs in the profit and loss, balance sheet, and cash flow can be overlooked, leading you to overpay or worse, buy the wrong business.
  • ❌ Taking Too Long to Make a Decision - While you are still trying to value the business and work out the funding, another buyer moves faster and secures the acquisition first.
  • ❌ Making an Offer Without Proper Numbers - Instead of negotiating from a position of confidence, you go into discussions with rough assumptions rather than a clear business buying calculator and funding plan behind you.

Buy a Business with Confidence Using AcquiCalc

Stop guessing what a business is worth or how to fund the purchase. AcquiCalc is a powerful Excel spreadsheet tool designed specifically for buying a business. It combines a business valuation calculator with a built-in seller financing calculator and acquisition funding calculator, allowing you to value a business and structure the funding in one easy to use tool.

With this business buying calculator, you can:

  • ✅ Calculate the Value of a Business - Use the built-in business valuation calculator to quickly analyse financial statements and determine what a business is worth before meeting the owner.
  • ✅ Structure the Funding to Buy a Business - The integrated buying a business fuding calculator shows how to combine seller financing (even with a baloon payment), bank loans, invoice finance, asset finance, and investors to fund the acquisition.
  • ✅ Calculate Seller Financing - Use the seller financing calculator to model payment terms, deferred payments, baloon payments and repayment schedules so you know exactly what the seller can be paid and when.
  • ✅ Test Whether the Business Can Afford the Purchase - This buying a business tool lets you model cash flow over 10 years after the purchase to ensure the business can comfortably fund loan repayments and seller financing.
  • ✅ Identify Initial Risks and Financial Red Flags - The Excel tool will help you analyse the profit and loss and balance sheet so you can quickly see if the business is a good purchase or a risky one.
  • ✅ Visualise the Entire Acquisition Structure - The spreadsheet automatically shows how the purchase price is funded and how repayments work over time, giving you a clear picture before you buy.

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Business Valuation & Seller Financing Calculator for Buying a Business

Business Valuation & Seller Financing Calculator for Buying a Business

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How I Used This Calculator to Buy a Million-Pound Business

As a Chartered Accountant who bought a £1.6 million turnover business with 27 employees, I built this business valuation calculator and acquisition funding spreadsheet to analyse potential companies before making an offer.

Using this Excel business buying calculator, I analysed hundreds of businesses before deciding which one to pursue.

By entering the financial statements into the spreadsheet, the business valuation calculator quickly showed:

  • What the business was worth;
  • How the acquisition should be funded, and;
  • Whether the business could comfortably repay the finance after the purchase, and;
  • Provide a rapid initial due diligence overview of the business.

Once I had the correct valuation, I used the seller financing calculator and acquisition funding calculator to structure the deal using a combination of seller financing, asset finance, invoice finance, investors and other funding sources.

This meant that before I even met the owner to negotiate the purchase, I already knew:

  • The maximum price I should pay;
  • The best way to fund buying the business, and;
  • Exactly how the business would fund the repayments after the acquisition.

When you know the true value of the business and how the purchase will be funded, you walk into the negotiation in the driving seat, rather than guessing what numbers might work.

"This tool is a must have if you are serious about buying a business."

"I have since gone on to check out and buy some of the excel based analysis tools that he has developed - like the amazing AcquiCalc tool. This tool is a must have if you are serious about buying a business. Thank you, Russ!."
Victor – UK

"I also highly recommend Russell’s Business Purchasing Funding System software – it’s an excellent resource for determining the profitability of the business and its capacity to fund its own acquisition..."

"I found Russell’s course to be extremely comprehensive, easy to follow, and fantastic value. It’s a great course to start with if you are new to buying a business for little to no money down. I also highly recommend Russell’s Business Purchasing Funding System software – it’s an excellent resource for determining the profitability of the business and its capacity to fund its own acquisition. I have no hesitation in recommending this course!"
Tanya K – Australia

"It’s so refreshing to actually get proper support for a product and your wish list answered too..."

"you are a star...It’s a pity there isn’t more around like you – it’s so refreshing to actually get proper support for a product and your wish list answered too!!"
Angela – UK

"I most certainly would not hesitate in recommending they contact you..."

"It was so nice speaking to you and your guidance is very much appreciated...I most certainly would not hesitate in recommending they contact you. Yet again many thanks for your advice and help."
Julie Write – UK

But won’t it take ages to input the business’s financial information?…Nope!

Use the clear, step-by-step guide to enter a business’s profit and loss and balance sheet numbers, then let AcquiCalc quickly value the business.

Within minutes, you’ll have everything you need have confidence to negotiate like a pro on valuation and financing the deal.

When your valuation and funding structure are supported by numbers taken directly from the business’s own financial statements, it becomes much harder for the seller to challenge them.

How AcquiCalc Makes Negotiating To Buy a Business Easy

At last, a quick and clear solution to value any business and fund its own acquisition. All that will be left is for you to decide which business to buy.

  • ✅ Quickly assess if a business is worth buying - Not all businesses are created equal when calculating their value. With AcquiCalc, calculating the value of any business makes your job easy, so you don’t waste time on businesses that aren’t worth buying.
  • ✅ Choose how you pay for the business - Choose from bank loans, investor finance, seller financing (including deferred payments and baloon payments), family loans, outside investors, or even invoice financing. AcquiCalc helps you compare each option and ensure the business’s cash flow can afford the payments.
  • ✅ Make confident offers backed by real numbers - Be confident when you’re negotiating with sellers, armed with meaningful numbers that are based on the business’s own profit and loss and balance sheet. No more guesstimates or gut feelings.
  • ✅ Never overpay for a business - AcquiCalc’s step-by-step process will keep you focused on only those deals that actually make money, not just ones that look good on paper.
  • ✅ Unlock hidden cash within the business - Carry over certain debts, instead of paying them off at completion. Free up the business’s own funds to cover the deposit or monthly payments, so speed up the buying procees and you use less of your own money to buy the business.
  • ✅ Spot the deal-breakers hiding in the accounts - AcquiCalc analyses the profit and loss and balance sheet to reveal trends or ratios that could cost you money. The information gained from AcquiCalc will help you with an initial due diligence overview of the business.
  • ✅ Turn negotiations into gold - AcquiCalc helps you to walk away with an offer that works for you and the seller, and a deal that the business can afford to pay. AcquiCalc‘s information is presented in such a way, it will be difficult for the seller to argue against it.
  • ✅ Fine-tune your deposit and payment timeline - Quickly identify the affect that different deposit amounts have on monthly cash flows. Easily adjust your down payment on the fly, to make sure you never stretch your finances too thin.
  • ✅ Base every offer on real numbers - AcquiCalc doesn’t just calculate what the business is worth, it also calculates the adjustments required to adjust the business’s value for cash and debt, whilst calculating working capital requirements too.

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Business Valuation & Seller Financing Calculator for Buying a Business

Business Valuation & Seller Financing Calculator for Buying a Business

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With the AcquiCalc you can:

  • ✅ Use it to work out the best purchase price for your target company.
  • ✅ Help you start to think about company purchases in a whole new way.
  • ✅ Use it to review what sources of finance are available to you - up to six loan types and four other funding sources to choose from with all the calculations done for you, including how to go about agreeing "Seller Finance", "Seller financing calculator with balloon payment" or "Vendor Finance".
  • ✅ Run various scenarios for each business before any offer is made.
  • ✅ Review the accounting figures of the target business and it will highlight any major fluctuations - also review the figures for up to ten years post takeover using your own "profit increase percentage".
  • ✅ Encourages you to think more carefully before you make an offer for any business, so you avoid unecessary purchase costs spent on failed acquisitions.

When you purchase AcquiCalc, you’ll receive three files, as an instant download follows:

  • AcquiCalc - Business Valuation Calculator Excel template with a Profit and Loss adjustment and analysis tool; a Balance sheet analysis tool; a Business Financing Calculator; an Assets & liabilities Tool.*
  • AcquiCalc - user guide.
  • Business buying tips PDF.

* You will need Microsoft Excel to use AcquiCalc, but you don't need a high level of Excel skill to use the calculator, as it has been designed for ease of use for those with a basis knowledge of Excel.

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Business Valuation & Seller Financing Calculator for Buying a Business

Business Valuation & Seller Financing Calculator for Buying a Business

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Quick Business Valuation Calculator

  • AcquiCalc is a business buying Excel template with a seller finance calculator and guide, to calculate a business’s valuation and the best price to pay.
  • AcquiCalc Buying A Business Template comes complete with a pdf userguide and a "Business Buying Tips" pdf.

"I found Russell’s course to be extremely comprehensive, easy to follow, and fantastic value..."

"I found Russell’s course to be extremely comprehensive, easy to follow, and fantastic value. It’s a great course to start with if you are new to buying a business for little to no money down. I also highly recommend Russell’s Business Purchasing Funding System software – it’s an excellent resource for determining the profitability of the business and its capacity to fund its own acquisition. I have no hesitation in recommending this course!"
Tanya K – Australia

"Russell’s advice was exactly what I needed — practical, insightful, and grounded inreal-world experience..."

"Russell’s advice was exactly what I needed — practical, insightful, and grounded in real-world experience. Within minutes, he cut through the noise and helped me focus on what truly mattered in a complex business acquisition I was exploring. His ability to spot red flags, ask the right questions, and offer clear, balanced guidance was invaluable. He brings a level of clarity and calm that only comes from deep experience. I’d highly recommend him to anyone in the healthcare sector navigating high-stakes decisions."
Nial - UK

"It’s definitely helped with the confidence side of things..."

"it’s definitely helped with the confidence side of things…explaining what the actual benefits would be to the seller, so understanding that side of it…it helps me definitely build my confidence with it already just by explaining the other side."
Sam – UK

"He clearly knows this space inside and out!"

"I had the opportunity to have a conversation with Russ. He brought an extraordinary depth of knowledge and real world experience to our conversation. His insights were backed by examples from his own experiences of running, selling and buying businesses. He brings a level of thoroughness that’s all too rare in the business acquisition education. Every point he made was grounded in practical detail. He clearly knows this space inside and out. I have since gone on to check out and buy some of the excel based analysis tools that he has developed - like the amazing AcquiCalc tool. This tool is a must have if you are serious about buying a business. Thank you, Russ!”"
Victor - UK

Who’s this quick business valuation calculator for?

  • ✅ First-Time Business Buyers: If you’ve never bought a business before, the user-guide walks you through every step, thereby helping you steer clear of costly mistakes.
  • ✅ Business owners: Who want to grow their business through acquisition and to make the buying process easier, safer and far quicker.
  • ✅ Wantrepreneurs: Who want to buy a business, but don’t fully understand profit and loss or balance sheets.

Who’s this business valuation calculator not for?

  • ❌ People Who Aren’t Serious About Buying a Business: If you have no real intent to acquire and run a company, this business buying calculator will not be of any use to you.
  • ❌ Those Looking for Hobby Projects Only: It’s designed for buying established businesses, not for casual side hustles or tiny, one-off ventures.
  • ❌ Entrepreneurs looking to start a business: If you’re starting a business instead of buying one, AcquiCalc won’t give you the insights it’s built for.

Make Your Buying a Business Journey Faster and Easier Today

If you're looking for a calculator for buying a business, to value the business quickly, and to plan its funding with ease, get instant access to this easy to use Excel Template Calculator.

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Business Valuation & Seller Financing Calculator for Buying a Business

Business Valuation & Seller Financing Calculator for Buying a Business

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100% Money Back Guarantee for 30-Days

Buy with confidence! Our risk-free guarantee means you have nothing to lose. I get that buying any product or service feels like buying a house unseen. So, I’m letting you check it out first. Dive in and test-drive first. Take your time. It might take you 29 minutes or even 29 days. Either way, you’ll find it offers real value.

If you're not completely happy with what you find, just email support@bowraven.com with “Gimme my money.” I’ll refund you every penny—no fuss, no questions. This isn’t a gamble; it’s my promise that you’ll leave empowered, not tied down by buyer’s remorse. Your success—and your peace of mind—is everything.