• How To Buy a Million-Pound Business With Seller Financing
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How To Buy a Million-Pound Business With Seller Financing

How To Buy a Million-Pound Business With Seller Financing

If you think you need hundreds of thousands upfront to buy a million-pound business. You don’t. Instead learn how to buy a million-pound business where the seller helps fund the deal — and the business pays for itself.

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How To Buy a Million-Pound Business With Seller Financing

How To Buy a Million-Pound Business With Seller Financing

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"if you’re on the fence of buying his course, buy his course it’s brilliant…it’s a great course, it will definitely help you with everything that you need to know.” - Sam – UK

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Why Most Buyers Never Buy

You’re ready to buy a business…but everything seems to be against you succeeding.

Here’s the tough truth: many potential buyers never finish a deal. They get stuck in a broken playbook:

  • ❌ Thinking you need 100% cash upfront.
  • ❌ Spending years trying to save a huge deposit.
  • ❌ Stuck in endless bank applications and red tape.
  • ❌ Pitching to investors who demand too much control.
  • ❌ Settling for tiny businesses that turn into “buying a job”.

💣 The result? Years pass. You’re still stuck in your day job. And the dream of owning a million-pound business fades.

“I first saw Russell on youtube, and although a bit skeptical in the beginning, I still went ahead and bought his course; I am so happy i did because he is a phenomenal teacher who keeps things simple and easy to understand...” Sho – UK

The Smarter Way to Own a Million-Pound Business

Don’t buy a job. Buy an asset that works for you.

With seller financing, you can:

  • ✅ Slash your upfront cash requirements.
  • ✅ Buy £1M+ revenue businesses with teams in place.
  • ✅ Negotiate directly with sellers — no banks, no red tape.
  • ✅ Move faster and close deals before competitors.
  • ✅ Pay the seller over time using the business’s own profits.
  • ✅ Protect yourself from hidden liabilities with smarter deal terms.

This is how serious buyers get serious businesses.

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How To Buy a Million-Pound Business With Seller Financing

How To Buy a Million-Pound Business With Seller Financing

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  • "In terms of value, your course is outstanding!"

    “In terms of value, your course is outstanding!…yours I thought was sensational value…I love your spreadsheet, I think it’s just like gold…I just really like the way that you teach, I loved it…for me your course overall value, ease of learning, it’s the best one that I’ve done!” Tanya – Australia

  • "It’s definitely helped with the confidence side of things..."

    “it’s definitely helped with the confidence side of things…explaining what the actual benefits would be to the seller, so understanding that side of it…it helps me definitely build my confidence with it already just by explaining the other side.” Sam – UK

  • "I found Russell’s course to be extremely comprehensive, easy to follow, and fantastic value..."

    “ I found Russell’s course to be extremely comprehensive, easy to follow, and fantastic value. It’s a great course to start with if you are new to buying a business for little to no money down. I also highly recommend Russell’s Business Purchasing Funding System software – it’s an excellent resource for determining the profitability of the business and its capacity to fund its own acquisition. I have no hesitation in recommending this course!” Tanya K – Australia

  • "It’s so refreshing to actually get proper support for a product and your wish list answered too..."

    “you are a star...It’s a pity there isn’t more around like you – it’s so refreshing to actually get proper support for a product and your wish list answered too!!” Angela – UK

Seller Financing Doesn’t Just Fund the Deal — It Protects You

Imagine this...

You buy a business. Everything seems fine — until a surprise tax bill shows up.
If you’d paid the seller in full on day one, that liability is now your problem.

But when you use seller financing, the seller still has money on the line.
And that changes everything.

They stay invested in your success, because they’re not fully paid until you succeed.

If hidden issues pop up, you can offset them against the unpaid balance.

And if they try to vanish? You’re not chasing ghosts — you’re holding the money.

It’s not just a funding method.
It’s a built-in safeguard.

Learn how to buy million-pound businesses with seller finance that works in your favour.

Join the course that shows you how.

Supercharge Your Deal-Making—and Save More Every Step of the Way

Why stick to one module? Each extra step gives you bigger savings. You also receive a free valuation and acquisition funding calculator, AcquiCalc. It automates your valuations and funding calculations for deals. Check out all the modules below.

  • Secure Your Foundations - Invest in any one step for £199.
  • Build Momentum - Invest in a second step and unlock 10% off: invest in both modules for £358 (save £40).
  • Gain Clearer Vision - With three steps, enjoy 15% off: £507 for three power-packed modules (save £90).
  • Command the Conversation - Invest in four modules and get 25% off—£597 (save £199).
  • Own the Complete System - Go all in and invest in all 5 Steps and receive a full 35% discount—only £647. Plus: AcquiCalc is yours FREE (a £98 value)!

All five steps plus free AcquiCalc cost £647. You save £446 and get instant access to the best valuation tool available.

Why stop halfway? Each extra module boosts your skills and increases your savings. When you choose the full suite, you gain the essential tool to value seven-figure deals with one click.

Get the Complete System & Free AcquiCalc → £647

How You Successfully Buy a Million-Pound Business

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What’s Included In How To Buy a Million-Pound Business With Seller Financing

Most people believe they can’t buy a million-pound business because they don’t have the money—but the reality is quite the opposite.

Once you understand how to use seller finance (also known as deferred consideration), where the owner and the business itself help fund the deal—everything changes. You’ll learn how the business’s own liabilities can fund the deposit, and how its future cash flow can repay the remaining balance.

This is step 1 where your journey truly begins. Watch this first module carefully, because once you grasp this concept, not having money will no longer be the thing that holds you back.

This is your starting block. Let’s get you on the path to owning your million-pound business.

Here’s what you’ll learn in this step to buy a million-pound business:

  • ✅ Why seller finance is the most important first step to kick-start your entrepreneurial journey.
  • ✅ How to finance a million-pound business using the business you’re buying to pay for itself.
  • ✅ Why I recommend 100% seller finance (also called deferred consideration).
  • ✅ Why businesses earning £100,000+ in annual profit are ideal acquisition targets.
  • ✅ Why more profitable businesses are actually easier to fund through seller finance.
  • ✅ This step builds confidence that you can buy a million-pound business.
  • ✅ The key differences between seller finance and bank lending.
  • ✅ How bank finance is often riskier and more expensive—for both buyer and seller.
  • ✅ How to leverage the business’s own cash & bank.
  • ✅ How to structure a deal using seller finance or deferred consideration.
  • ✅ Other sources of funding that can support your deal while also protecting you.
  • ✅ How to use a special acquisition company to buy the business.
  • ✅ And yes—you’ll even learn how to buy a million-pound business with just £1.

At the end of this step, you’ll know how to fund the purchase of your very own million-pound business.

  • Fast video learning.
  • Free support community.
  • 30-day money back guarantee.

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How To Buy a Million-Pound Business With Seller Financing

How To Buy a Million-Pound Business With Seller Financing

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“There Must Be a Catch…”

There is.
You need a motivated seller — someone who needs to sell, not just wants to.

But here’s the truth:
You don’t need 10 deals. You just need one great business.
One seller. One opportunity. One life-changing acquisition.

“But What If I Don’t Know the Industry?”

That’s fine — if the business has the right team already in place, you’re not there to do the work.

You’re the owner.
You steer. They row.

You take the reins, focus on growth, and build real wealth — without being stuck in day-to-day operations.

And with seller financing:

  • You skip the slow banks.
  • You stay in control.
  • You move faster.
  • You protect your downside.

This isn’t theory.
It’s how the pros buy businesses.
And now, it can be how you do it too.

  • "Highly recommend anyone to go and learn from him as he’s a phenomenal teacher..."

    “ I first saw Russell on youtube, and although a bit skeptical in the beginning, I still went ahead and bought his course; I am so happy i did because he is a phenomenal teacher who keeps things simple and easy to understand; especially because he’s a qualified accountant he makes accounting easy. Throughout the course I learned how to go and buy a business through seller financing (which is something i looked to learn for a long time) but he also teaches other ways to acquire a business: he’s very knowledgeable with skin in the game. Not only is the course great, he’s also very fast and clear when he answered all the questions i had after i enquired a business i wanted to buy. Russell’s support is unmatched. Overall I’m grateful Russell created the course and very happy i bought it because it gave me the confidence to go and apply all his teaching in real life: I highly recommend anyone to go and learn from him as he’s a phenomenal teacher.” Sho – UK

  • "I most certainly would not hesitate in recommending they contact you..."

    “ It was so nice speaking to you and your guidance is very much appreciated...I most certainly would not hesitate in recommending they contact you. Yet again many thanks for your advice and help.”  Julie Write – UK

  • "Russell’s advice was exactly what I needed — practical, insightful, and grounded inreal-world experience..."

    "Russell’s advice was exactly what I needed — practical, insightful, and grounded in
    real-world experience. Within minutes, he cut through the noise and helped me
    focus on what truly mattered in a complex business acquisition I was exploring.
    His ability to spot red flags, ask the right questions, and offer clear,
    balanced guidance was invaluable. He brings a level of clarity and calm that
    only comes from deep experience. I’d highly recommend him to anyone in the
    healthcare sector navigating high-stakes decisions.    " Nial - UK

Who Is This Course For?

  • ✅ You want to be an entrepreneur.
  • ✅ You want to buy an existing million-pound business.
  • ✅ You already own a business and you want to expand by buying another million-pound business or competitor.
  • ✅ You don't have enough money to buy a million-pound business.

Who This Course Is NOT For?

  • ❌ You are not open to new ideas.
  • ❌ You are looking to start a business instead of buying an existing one.
  • ❌ You are the type of person who likes to join courses & groups and make others feel bad for not knowing as much as you do.
  • ❌ You're not interested in buying an existing million-pound business.
  • ❌ You're not interested in discovering how you can minimise how much of your own money vs other people's money you invest in buying a million-pound business.

How I Discovered Seller Financing the Hard Way

I negotiated to buy a civil engineering firm with £2M in revenue. I agreed on a deal for £500k, even though the seller wanted £850k. The structure?

  • The seller financed £260k. We agreed on this in 10-15 minutes, which included time to explain seller finance. The business would pay this amount over 5 years at 0% interest. The business would secure the loan on its assets. They did not need a personal guarantee.
  • £50k for a 10% share of the deal from an investor - they agreed to run the business using their sector knowledge.
  • I secured £60k in asset finance easily - even though I didn’t own the business then.
  • I arranged £120k in invoice discounting - It took the most time, but I managed it even though I didn't own the business.
  • £10k of my own cash - just 2% of the price.

It was creative. Elegant. Smart.
But I lost it to a cash buyer.

I made a mistake. I took too long to arrange the invoice discounting finance. Then, the cash buyer swooped in with an extra £100k cash offer. Because of that, I lost the deal. I recommend reaching out to off-market business owners to steer clear of this problem.

💡 Lesson learned? The deal only works when the seller feels motivated — not you, but you need to move fast. What I should have done was ask the seller to increase the seller-finance part of the purchase price.

I stayed patient, but I became a motivated buyer.

I didn’t want to lose another deal, so I rushed into using a bank loan on my next deal. This was a £1.6 million revenue-fitted furniture business. The structure:

  • £100k seller finance - this helped to close the gap between the bank loan and the cash I had in my other business.
  • I took out a £170k bank loan - this meant handling the deal as an asset purchase. It created an administrative nightmare. I had to transfer agreements, employment contracts, banking, and customer credit card payments. I also faced loan guarantees and many bank hurdles.
  • I had £80k cash from another business - I was lucky to have it. But looking back, I became a motivated buyer. You should avoid this. That is why building a deal pipeline is important.

It worked, but the hoops I jumped through for the bank were brutal:

  • 📑 Personal guarantees - with the risk of losing my home.
  • 📑 Security - this included property and a government-backed scheme. Banks rarely lend without security.
  • 📑 Too many financial projections and credit checks can be a problem - bank loans won’t work if you or your business doesn’t score well.
  • 📑 Previous business ownership/experience - I was lucky to have this, but you may not. There is a way around it, but it's another hoop to jump through.
  • 📑 The deal required an asset purchase because banks usually don’t lend against shares - this creates a complex transfer process. Individual assets and contracts might need specific transfer formalities, which can cause delays. Plus some sellers may not even agree to this type of sale in any case.

Today? I wouldn’t take the same route again. Seller financing is faster, cleaner, and keeps you in control.

Start Buying Bigger Businesses Today

Step 1 is your gateway to mastering seller financing — the secret weapon of smart buyers.

  • ✅ Lifetime access to the full Step 1 module
  • ✅ Immediate implementation tools & examples
  • ✅ Buy million-pound businesses with confidence

    📌 Get Instant Access to Step 1 Now
    💬 Learn at your own pace. Start today.

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How To Buy a Million-Pound Business With Seller Financing

How To Buy a Million-Pound Business With Seller Financing

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Frequently Asked Questions

The 'how to buy a business with seller financing' course is designed for ambitious individuals—whether you're just getting started or already in business—who want to buy an existing 7-figure company using seller finance or deferred consideration.
Yes! You getlifetime access to all course content. You can revisit the videos anytime, as often as you like—plus, all future updates are included free.
Instantly. As soon as your payment is complete, you'll receive immediate access to the entire course, so you can start learning right away.
Access starts the moment you enrol, and you’ll have lifetime access across all your devices. Go at your own pace and revisit any module whenever you need it.
YouTube is great—but it’s a maze of fragmented content. You’ll spend weeks trying to piece it all together, and often miss crucial details or waste time on low-value tips. This course gives you a clear, proven roadmap—step-by-step—so you avoid the biggest mistakes and make smart buying decisions quickly. And remember this, you don't know what you don't know. Plus, you’ll get access to a private community support group for personalised support, inspiration, and accountability. That’s something YouTube can’t give you.
Yes! The course is fully mobile-friendly. You can watch lessons from your smartphone, tablet, or desktop—and even listen to them in the car. *Just don’t watch the screen if you're the one driving!*
No problem. While the course uses UK-based examples, the principles—like seller financing, valuation, negotiation, and due diligence—are universal. Buyers from many countries have applied these strategies successfully, and customers from USA and Australia have bought the course.

100% Money Back Guarantee for 30-Days

Buy with confidence! Our risk-free guarantee means you have nothing to lose. I get that buying any product or service feels like buying a house unseen. So, I’m letting you check it out first. Dive in and test-drive first. Take your time. It might take you 29 minutes or even 29 days. Either way, you’ll find it offers real value.

If you're not completely happy with what you find, just email support@bowraven.com with “Gimme my money.” I’ll refund you every penny—no fuss, no questions. This isn’t a gamble; it’s my promise that you’ll leave empowered, not tied down by buyer’s remorse. Your success—and your peace of mind—is everything.

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